Used Car Loans - A Credit Tool You May Not Have Known About

Sometimes through no fault of your own, you may have bad credit. The economy, a job loss, medical bills, or other factors could have contributed to your current financial situation. But just because you have bad credit now doesn't mean that it will always be this way.

You can take steps to improve your credit score almost immediately by making all your household bills and payments on time and in full. Another option to help improve your credit score is to get a used car loan. A used car loan can help rebuild your credit in several ways.

First, when you make timely monthly payments on your loan, it will reflect positively on your credit report. This will help to gradually improve your credit score over time.

In addition, the act of getting a loan and making payments on time can show creditors that you are responsible and capable of handling debt. This can make it easier for you to get approved for other types of loans in the future, such as a mortgage.

Of course, not all used car loans are the same. To maximize the positive impact on your credit score, you'll want to get a loan with reasonable terms. This means getting a loan with a manageable monthly payment that you can comfortably make without straining your budget.

You may also want to consider a cosigner for your loan. A cosigner is someone who agrees to be responsible for the loan payments if you default on the loan. Having a cosigner can help you get approved for a loan with more favorable terms, which can in turn have a positive impact on your credit score.

Although a used car loan can be a great way to rebuild your credit, it's important to remember that there is no quick fix when it comes to credit scores. It takes time and effort to improve your credit score, but the rewards can be well worth it in the end.

Used car loans can help rebuild your credit, but there are also some risks to consider. Your interest rate will likely be higher than someone with good credit. This is because you're considered a higher risk borrower.

You may have to put down a larger down payment than someone with good credit. This is because the lender wants to minimize their risk in case you default on the loan.

If you default on the loan, the lender can repossess the car. This will damage your credit even further. You should only take out a used car loan if you're confident you can make the payments on time. Otherwise, you could end up doing more harm than good to your credit score

Are you in the market for a car and am not sure what the next step is? Contact us either by phone or fill out a vehicle inquiry on the car you are interested in, we would be more than happy to help get you anyway we can.

What Is A Good Deal On A Car

Everyone wants to get the best deal on a car they can, It's human nature and makes financial sense. However, getting that deal isn't always up to the car dealership. Your budget, credit score and trade-in value all play significant factors in what you actually pay for your car.

Know Your Budget

Most people think a budget is what you can afford monthly, but it also determines what cars and the features will have. A car that you like may have several trim levels with different features, but they will come at a higher price. So know your budget and research cars and trim levels that fit in it.

Know Your Must Haves

If you've done your research then you probably have an idea of what you're looking for. But It's important to know your must-haves in a vehicle. For some people, it might be four-wheel drive or a sunroof, but for others, it might be heated seats and remote start.

Know Your Can Do With Outs

After you know your must haves, you can start looking at what you can do without. It all ties back into your budget and what you're willing to spend. If you're not worried about having the latest and greatest features, then you can probably get by with a base model vehicle.

With your budget, must have, and do with outs in mind, head to a dealership and have a conversation with the salesperson. They will be able to guide you to a vehicle that fits your needs best. You will then have a better understanding of what a good deal on a car looks like.

Are You Ready To Buy Your Next Used Car?

Buying a car can be stressful – but it doesn't have to be. Our team will work with you every step of the way to make sure the process goes smoothly. Call us today to get started.

Cold Weather And Snow Are Just Around The Corner

As the temperatures drop and the snow begins to fall, it's important to remember some basic winter driving safety tips. By following these simple guidelines, you can help ensure a safe and enjoyable journey for everyone involved.

Depending on where you live, winter driving conditions can vary greatly. In some areas, snow and ice are a regular occurrence, while in others, it's more of a rare event. No matter what the conditions are like in your area, it's always important to be prepared for the worst.

Before setting out on a winter drive, make sure your car is in good working condition. This means having a full tank of gas, making sure all your lights are working, and having snow tires or chains if conditions are particularly bad. It's also a good idea to let someone know your planned route and expected arrival time, just in case you run into trouble along the way.

When driving in winter conditions, take your time and don't be afraid to give yourself extra space between you and the car in front of you. It takes longer to stop on slippery roads, so you need to give yourself plenty of time to brake. And if you do start to skid, resist the urge to panic. Instead, focus on steering into the direction of the skid until you regain control.

If you haven't driven in snow before then you should consider having someone take you to a safe location to practice. Once you feel confident behind the wheel, then you can start venturing out on your own. Just remember to take things slow and be extra cautious until you get used to the conditions.

Before the winter driving season begins, check your used car carefully. Inspect the tires for tread depth and add all-weather tires when needed. Be sure your car has snow scrapers, a shovel, and kitty litter or rock salt in case you need extra traction.

Are you confident in your car's ability to drive in snow? Check with our knowledgeable sales staff to find a reliable car that will help you brave the winter roads in style. Stop by today and take a test drive!

SUVs are one of the most versatile vehicles on the market. They offer great family legroom and more storage for gear than a regular car making them ideal for family vacations.

What Are The Different Types Of SUVs

If you're in the market for an SUV, first, consider what size will best suit your needs. There are small SUVs (also called crossovers), midsize SUVs, and large SUVs.

• Smaller SUVs offer better fuel economy and easier maneuverability, while large SUVs can accommodate more people and gear.

• Crossovers are based on a car chassis, so they have unibody construction and usually offer better fuel economy than truck-based SUVs. They also tend to be smaller and more maneuverable than truck-based SUVs.

• Midsize SUVs offer a happy medium between crossovers and large SUVs. They're big enough to comfortably seat up to eight people, but not so large that they're difficult to park or maneuver.

• Large SUVs are the largest and most expensive SUVs on the market. They offer the most passenger and cargo space, but can be difficult to park and maneuver. They also tend to have poorer fuel

Next, decide what kind of features you're looking for in a SUV. Do you need four-wheel drive for off-roading or bad weather? Would you like a third row of seating to fit more passengers? Do you need a lot of cargo space for hauling gear?

Ready to start shopping for an SUV? Check out our inventory of new and used SUVs. We've got a wide selection of makes and models to choose from. If you're unsure of what SUV is right for you, our friendly and knowledgeable staff can help. Stop by today and take a test drive!

What started out as a way to view your car’s rear view camera soon started displaying everything from your radio, temperature controls and everything in between. They’re in almost every new car on the market, and their prominence is only going to increase in the coming years. But do we really need car touch screens?

The answer, it turns out, is a resounding yes… and no.

On the one hand, car touch screens make it easier than ever to control your car’s various systems. You can change the music, turn on the AC, and even adjust your seats without ever taking your hands off the wheel.

On the other hand, car touch screens can be dangerously distracting. Especially if you are not that familiar with where  all the controls are. It can take your eyes off the road for vital seconds that could mean the difference between life and death.

While touchscreen displays can be distracting, many car manufacturers are trying to design them in a way that minimizes driver distraction. Some features that are being implemented include:

- touch screens that can disappear into the dashboard

- voice controls

- heads-up displays that project images onto the windshield

- gesture controls

Ultimately, it is up to the driver to decide if a car touch screen is right for them. If you can use it without taking your eyes off the road, then it can be a valuable asset. But if you find yourself constantly fumbling with the controls, it might be best to stick with good old-fashioned buttons and knobs.

What is the difference between front wheel drive and all wheel drive?

When you are looking for a new car, one of the decisions you have to make is whether to get a front wheel drive (FWD) or all wheel drive (AWD) vehicle. Both options have their pros and cons, so which one should you choose? Here is a look at the pros and cons of each option:

How Do Front Wheel Drives Cars Work

Front wheel drive cars are powered by the front wheels, while the back wheels simply rotate and provide traction. This is different from rear wheel drive cars, which are powered by the back wheels. Front wheel drive cars are more stable and easier to control than rear wheel drive cars, making them a popular choice for many drivers.

Another way to explain it would be to say that a front wheel drive vehicle transfers power from the engine to the front wheels, while a rear wheel drive vehicle transfers power from the engine to the back wheels.

What are the pros of front wheel drive vehicles

• Front wheel drive vehicles are better for fuel economy because only the front wheels are used to power the car. This means that less power is needed, and you will save on gas money.

• Rear wheel drive vehicles are better for getting through tough terrain and handling curves. The weight of the engine is at the back of the car, which gives it more stability when driving on winding roads or in slippery conditions.

What are the cons of front wheel drive vehicles

Front wheel drive vehicles can sometimes be less stable than all wheel drive vehicles, especially when cornering or braking. This is because the weight of the engine is pushing down on the front wheels, which can cause them to lose traction. Additionally, front wheel drive vehicles can be more difficult to control in icy or snowy conditions.

How does all wheel drive work?

All wheel drive is a system that sends power to all four wheels of a vehicle. This can help improve traction and handling in slippery or challenging conditions. AWD systems vary in complexity, with some relying on sensors to detect when the car needs more traction and distributing power accordingly. Others use a center differential to split the power between the front and rear wheels.

Regardless of the system in use, all wheel drive can provide a safer and more sure-footed driving experience. If you're looking for a car that can handle any condition, consider an all wheel drive model.

What are the pros of all wheel drive vehicles

All wheel drive vehicles are better in slippery conditions because all four wheels are used to power the car. This gives you more traction and prevents you from slipping and sliding. If you live in an area that gets a lot of snow, an AWD car is a better option. They also provide more stability and control than FWD cars when driving on slick surfaces.

What are the con's of an all wheel drive car?

All wheel drive cars can be more expensive than front wheel drive cars. They also require more maintenance, as all of the components need to be working properly in order to distribute power evenly. AWD cars can also be less fuel-efficient than FWD cars, and they take up more space on the road.

So Which Type Of Car Car Should I Get?

That’s a question that can only be answered by you. Consider the pros and cons of both front wheel drive and all wheel drive vehicles to see which option would be best for your needs. If you live in an area with lots of icy or snowy conditions, an all wheel drive vehicle might be a better option. But if you live in a warmer climate and don’t need the extra traction, a front wheel drive vehicle could be a better choice. Ultimately, the decision is up to you!

But Having One Sure Is Nice!

Owning a vehicle with a third row seat can be an incredibly desirable option for families and individuals alike. Popular vehicles such as the Honda Pilot, Toyota Highlander, Chevrolet Suburban, and Ford Explorer all offer great options when it comes to seating arrangements with up to 8 passengers or even more if you opt for bench seating.

Families love the convenience of being able to transport all their kids at once without having to cram them in a smaller vehicle, while individuals appreciate the flexibility that a third row seat provides them when it comes to hauling extra cargo in their trunk or taking friends along on road trips.

The biggest advantage that a third row seat offers is the sheer amount of space it provides for storage. You can simply fold down the third row seat and load up all your bags without fear of running out of space. This also makes grocery shopping easier as well since you can use the extra room for carrying larger items like cases of water or boxes of cereal with ease.

Another big benefit of owning a vehicle with a third row seat is that it adds another layer of comfort when traveling long distances. The extra legroom allows passengers to stretch out during those seemingly endless road trips without having anyone sitting immediately behind them kicking their seats—which is always welcome news! Additionally, many vehicles with third row seats come equipped with air conditioning vents in the rear so everyone will stay comfortable during those hot summer months too.

In short, investing in a cars with 3rd row seating provide practicality and convenience not just for large families but also those who value comfort and space in their cars. If you're looking for added flexibility and storage options then these might just be perfect choices for you!

Do You Need A Car With More Room?

It can be tough to find the perfect car that fits your needs and your budget. We carry a variety used cars including those with 3rd row seating. If we don't have it we can find it for you.

Contact us today so we can help you get in the car you've been looking for